PELATIHAN PEMBUKUAN SEDERHANA DAN MANAJEMEN KEUANGAN PADA UMKM DI DESA GLEMPANG KEC. MANDIRAJA KAB. BANJARNEGARA
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Abstract
Family financial management is the process of managing a family's finances in achieving goals which are divided into short-term (1-2 years), medium-term (3-5 years) and long-term (above 5 years) goals (Herujito, 2001). To achieve family financial goals, it is recommended that each family implement 4 (four) aspects of effective and efficient family financial management which consist of: 1) planning; 2) allocation of funds; 3) implementation; and 4) evaluation. Applying 4 (four) aspects of financial management, it is hoped that each family will increase their understanding of skills in managing family finances with a cast flow management approach; the importance of making budgets, allocation of funds, commitments in implementing and evaluating household financial management; and motivated to increase Cash in by looking for additional sources of income and suppress Cash Out by reducing unnecessary expenses.